St. Georges Road, Harrogate

£160,000
  • Type: Flat / Apartment
  • Availability: For Sale
  • Bedrooms: 2
  • Bathrooms: 1
  • Reception Rooms: 1
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Property Features

  • Two bedroom first floor apartment
  • 75% share purchase
  • Double glazing & central heating
  • Communal gardens & allocated parking
  • South side location
  • Over 55 years of age only

Property Summary

A rare opportunity for over 55's to purchase a 75% share in this spacious first floor apartment within this purpose-built block and located in an extremely quiet, residential part of town, close to local shops and the cricket club with the Harrogate town centre a short distance away.

The property has the benefit of double glazing, central heating, allocated parking space and communal gardens.

The accommodation comprises: Communal entrance with staircase to the first floor, entrance hall, large open plan living/dining/kitchen, two bedrooms and house bathroom.

To the front of the property is an allocated parking space and to the rear of the property are well kept, communal gardens.

Full Details

A two bedroom apartment

FIRST FLOOR

Entrance Hall

Living Room 4.57m x 3.23m

Kitchen 3.43m x 2.06m

Bedroom One 4.09m x 2.44m

Bedroom Two 3.12m x 1.88m

Bathroom 2.21m x 1.52m

OUTSIDE
To the front of the property is an allocated parking space and to the rear of the property are well kept, communal gardens.

DIRECTIONS - HG2 9BJ
From Harrogate take the Leeds Road. At the roundabout take the fourth turning into St Georges Road. The property is situated towards the end of the road on the left hand side.

Eligibility and Affordability Requirements
Eligibility and Affordability Requirements

To qualify for a shared ownership property the buyer must:

Be at least 55 years old.
Have a cumulative annual household income of less than £80,000.
Be first time buyers or if they do own a home, they must be in the process of selling it.
Be able to demonstrate that they have a good credit history (no bad debts or county court judgements) and can afford the regular payments and costs involved in buying a home.
Satisfy the affordability assessment carried out by an approved Mortgage Broker, using no more than 45% of their net monthly income (minus commitments) on their housing costs.


In order to assess an application, the following documents will be required - from each applicant if buying jointly:

Photo page of passports (and visas if applicable).
Payslips covering the last three consecutive months and the latest P60 for employed applicants or the last three years of audited accounts and SA302 forms with accompanying Tax Year Overview from the HMRC for self-employed applicants.
Itemised bank statements covering the last three consecutive months. This should show salary and rental payments and any direct debits appropriately annotated.
Proof of savings or a gift letter accompanied by evidence of available funds that must be sufficient to cover mortgage costs and a mortgage deposit.
Current loan and credit card statements covering the last three consecutive months.
Two items of proof of your residential address for example a utility bill or council tax bill. Mobile phone bills are not an acceptable form of proof of address.

Energy Performance Certificates